PayoutOS
Early access · B2B payouts, one rail, done right

Send international B2B payouts without building your own payment stack

PayoutOS is the workflow layer for mass payouts to contractors, affiliates and vendors abroad — approvals, ledger, compliance checks and status tracking on top of licensed payment partners.

Built for teams that pay people abroad, often

If any of this is your Monday, PayoutOS is for you.

International companies outside Russia

Registered abroad, paying contractors, affiliates or vendors in multiple countries through a standard KYB flow.

Recurring mass payouts

Affiliate networks, media buying teams, marketplaces and agencies running weekly or monthly payout batches.

Finance & ops teams

People who need an approval trail, exportable reports and one clear status per payment — not a spreadsheet.

What the first release actually does

A narrow, working slice — not a promise of "borderless" payments everywhere.

In scope — MVP

  • Company onboarding with roles: owner, accountant, approver, operator
  • KYB/KYC and UBO screening via an external provider
  • 1–2 balance currencies, one funding method
  • One payout rail to a limited, supported country list
  • Single payouts + CSV batch upload with pre-send validation
  • Approval workflow: created → approved → sent
  • Audit log, CSV export, API keys, webhooks, sandbox

Deliberately out — for now

  • Own card issuing / BIN program
  • Dozens of countries, currencies and payout providers
  • Own FX dealing or liquidity
  • Russia-facing flows and RUB rails
  • Consumer P2P or "no-KYC" positioning

How a payout moves through the system

Every operation is traceable end to end — no single mutable balance field.

1

Onboard & screen

Company KYB, UBO checks, risk screening before any money moves.

2

Fund & reserve

Top up your balance; the ledger reserves funds for pending payouts.

3

Approve & send

Operator creates a batch, approver signs off, payout partner executes.

4

Track & reconcile

Live status per recipient, exportable reports, full audit trail.

We're validating this with the first 10 companies

Tell us your payout countries and volume — we'll tell you honestly if we're a fit yet.

Talk to us