Send international B2B payouts without building your own payment stack
PayoutOS is the workflow layer for mass payouts to contractors, affiliates and vendors abroad — approvals, ledger, compliance checks and status tracking on top of licensed payment partners.
Built for teams that pay people abroad, often
If any of this is your Monday, PayoutOS is for you.
Internationally operating companies
Paying contractors, affiliates or vendors in multiple countries, onboarded through a standard KYB flow.
Recurring mass payouts
Affiliate networks, media buying teams, marketplaces and agencies running weekly or monthly payout batches.
Finance & ops teams
People who need an approval trail, exportable reports and one clear status per payment — not a spreadsheet.
What the first release actually does
A narrow, working slice — not a promise of "borderless" payments everywhere.
In scope — MVP
- ✓Company onboarding with roles: owner, accountant, approver, operator
- ✓KYB/KYC and UBO screening via an external provider
- ✓1–2 balance currencies, one funding method
- ✓One payout rail to a limited, supported country list
- ✓Single payouts + CSV batch upload with pre-send validation
- ✓Approval workflow: created → approved → sent
- ✓Audit log, CSV export, API keys, webhooks, sandbox
Deliberately out — for now
- —Own BIN program — cards will be issued via a partner bank
- —Dozens of countries, currencies and payout providers
- —Own FX dealing or liquidity
- —Consumer P2P or "no-KYC" positioning
How a payout moves through the system
Every operation is traceable end to end — no single mutable balance field.
Onboard & screen
Company KYB, UBO checks, risk screening before any money moves.
Fund & reserve
Top up your balance; the ledger reserves funds for pending payouts.
Approve & send
Operator creates a batch, approver signs off, payout partner executes.
Track & reconcile
Live status per recipient, exportable reports, full audit trail.
Virtual cards for ads, subscriptions and teams
We are preparing virtual card issuing together with a licensed partner bank. Cards are planned to sit in the same dashboard as your payouts, with the same roles and audit trail.
Not available yet. Pricing, limits, supported countries and currencies will be published once confirmed with our partner bank.
Ad accounts
A separate card per ad account or campaign on Google Ads, TikTok Ads and other ad platforms — so one blocked card never stops the rest.
Online services & subscriptions
SaaS, AI tools and other foreign online services paid from a dedicated card instead of a personal one.
Team cards
One card per employee, contractor or project, with spending visible to the finance team.
Payments abroad
Bookings, rentals and other purchases from foreign merchants.
- Step 1
Verify
Company and user verification (KYB/KYC) before the first card.
- Step 2
Top up
Fund your balance; cards draw only from what you have loaded.
- Step 3
Issue
Issue virtual cards in the dashboard and assign each to a person or purpose.
- Step 4
Control
Block cards, review transaction history and reconcile spend in one place.
We're validating this with the first 10 companies
Tell us your payout countries and volume — we'll tell you honestly if we're a fit yet.
Request early access